Carat makes it easy to pay customers how and when they want. With a single integration, instantly and securely disburse a wide range of popular payout options. Advanced features, such as the ability to split payments or distribute to a group of recipients simultaneously, create positive customer experiences, with tools that help increase efficiency and profit.
of people rank security & speed as top payout priorities1
digital payouts delivery time2
reduction in payment status inquiries3
less expensive than checks and wires3
We leverage our data-rich ecosystem, innovative fraud capabilities and industry expertise to analyze the digital footprint, behavior, and payment patterns of users so you can better verify and pay legitimate recipients without disruption.
From the convenience of their phone or desktop, recipients can log into a highly-intuitive disbursements portal, select the payout method they prefer, and receive their money.
Customizable portal for merchants who do not have a digital disbursements mobile app.
Single API connection to omnichannel disbursement gateways across the globe.
Carat has the size and scale to work with the world’s largest companies, the global reach to help securely deploy payouts that cross borders, and the expertise to create a best-in-class experience that’s right for your business.
Source: 1. Carat Insights Study, 2022, 2. Fiserv data; speed of delivery may vary based on payment type, 3. Fiserv and client-provided data; individual results may vary.