Carat makes it easy to pay your customers how and when they want. With a single integration, we enable a wide range of payout options that can instantly and securely disburse payouts. Advanced features, such as the ability to split payouts or to distribute to a large group of recipients simultaneously create good customer experiences, with tools that help increase efficiency and profit.
of people rank security & speed as top payout priorities1
digital payouts delivery time2
reduction in payment status inquiries3
less expensive than checks and wires3
Speed of delivery may vary based on payment type.
We leverage our data-rich ecosystem, best-in-class fraud capabilities and industry expertise to meticulously analyze the digital footprint, behavior and payment patterns of users so you can better verify and pay legitimate recipients without disruption.
From their phone or desktop, customers can log in to a co-branded disbursements portal, select the payout method they prefer, and recieve their money.
Customizable portal for merchants who do not have a digital disbursements mobile app.
Single API connection to omnichannel disbursement gateways across the globe.
Carat has the size and scale to work with the world’s largest companies, the global reach to help securely deploy payouts that cross borders, and the expertise to create a best-in-class experience that’s right for your business.
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Fiserv and State Farm Speed Fire and Auto Claim Payments with Digital Payout Solution
Adapting to a New Normal: Insurers Prioritize Digital Engagement to Deliver Safety and Convenience
Source: 1. Carat Insights Study, 2022, 2. Fiserv data; speed of delivery may vary based on payment type, 3. Fiserv and client-provided data; individual results may vary.