Cyberthreats are quickly becoming more costly and complex. Your customers know this - you need a powerful solution to keep their personal information safe. Carat provides a multi-layered solution to protect sensitive card data at every stage of the payment process.
of consumers won't buy from a company they have security concerns about1
average cost of a data breach2
of lost business is associated with data breaches3
of all data breaches in 2023 have involved a form of customer PII4
Confident customers are more likely to repeat business. Optimize customer payment data with a multi-layered data protection strategy to protect data in transit and at rest across omnichannel environments.
Uninterrupted protection as payment data moves across channels, networks, and partner environments.
Replace sensitive payment data with omnichannel tokens which can be used across your environment.
Reduce operational costs and stay ahead of regulatory and compliance mandates with the latest industry solutions. You can protect your revenue by removing sensitive customer data from your environment while also reducing PCI compliance scope.
Help protect data in transit and at rest with encryption and tokenization.
Leverage tokenization seamlessly across your environments.
Minimize the burden of remaining compliance with data privacy rules and regulations.
Better engage with your customers without storing sensitive data. Every customer has a unique token that follows them across your diverse sales channels, allowing you to better understand their behavior and drive more effective marketing and loyalty programs.
Reduce your compliance scope up to 90% so you can focus on growing your business.3 Our PCI Validated Point-to-Point Encryption (P2PE) solution delivers better security and significantly increases PCI compliance.
Leverage our multi layered security solution to fulfill most of your PCI requirements, so you can focus on your customers.
P2PE reduces your compliance responsibilities to only three requirements. This includes protecting stored paper cardholder data, restricting physical access to cardholder data, and maintaining an information security policy.
Sources: 1. McKinsey, 2. IBM Security, 3. CSO, 4. IBM Security