Pay any way, anywhere, with virtually any payment technology
Expanding your accepted payment methods helps drive revenue by lowering cart abandonment and increasing sales conversions. Design and create friction-free consumer experiences.
Reach and connect locally with customers in new markets, while lowering cross-border card processing fees.
Provide consumers easy access to the world’s most popular payment wallets. Reduce friction with contactless checkout, whether in-store, mobile, website or connected commerce.
- Apple Pay, Amazon Pay, Google Pay, Samsung Pay, Venmo and PayPal
Reach more customers and drive revenue with digital and physical gift cards across your channels or third-party partnerships.
Digitally and seamlessly connect consumers to bank account payments. Digital, in-app ACH is low-cost, real-time authorized payment without chargeback liability.
- Access Options: Loyalty card, in-app, mobile browser and more.
Drive conversion, increase basket size, and grow your online and in-store sales by offering your consumers different options to pay over time.
Make in-person and online payments more safe and interactive with touchless QR code payments. Explore the innovative experience and possibilities QR has to offer.
- Enables curbside pickup, order ahead, scan & go, POS payments and more.
Empower millions of people that rely on government assistance programs to digitally purchase when, where, and how they want.
Drive Global Commerce, Cost Benefits and Customer Loyalty
Increase Revenue
Expand Reach
Eliminate
Friction
Minimize Cost
Build Loyalty
Grow Revenue in Markets That Matter to You
With global capabilities and more secure payment methods worldwide, we deliver simple, accessible and relevant payment experiences in all major markets to help you expand your footprint and grow revenue.
Map is an illustrative example of the top payment methods in select countries,
not representative of all the local payment methods available through Carat.
Expand Reach with Contactless Transactions
Allow customers to check out conveniently and instantly with contactless payments: click, tap, wave or sound of their voice. We support the top payment wallets globally.
Amazon Partnership
Amazon, ExxonMobil and Carat joined to enable voice-enabled commerce experiences at more than 11,500 Exxon and Mobil locations.
Google Partnership
Businesses can extend their omnichannel commerce capabilities to new and existing payment channels, including Google Pay.
Drive Sales and Conversion Rates with Buy Now, Pay Later
Given 72% of consumers cite 1 “too expensive” as the primary reason for cart abandonment, offering consumers flexible ways to pay over time can supercharge online and in-store sales and create a better shopping experience.
Create Convenient and Touchless Payment Experiences
Make in-store payments touchless, more secure and convenient with QR codes - no need to handle cash or cards. Help protect your employees and customers during scan & go, curbside pickup, order ahead, POS payments and more.
Extend digital checkouts to all your customers
Diversify your payment mix with Online EBT to access the millions of Americans who depend on USDA supplemental benefit programs, increasing your customer base and improving cashflows.
SNAP Program
Allow customers needing supplemental benefits to shop for groceries across digital channels and experiences.
Cash Program
Accept welfare benefits through digital channels at Retailers, Petros, and Restaurants.
Delivering Commerce Results
- Local Payment Methods Success
- Pay By Bank Account Success
- Buy Now, Pay Later Success
Up to 18%
Revenue Growth
We helped an online retailer implement a single, non-native LPM to reach global consumers, which generated sustained topline growth for their websites.
Source: Carat and client-provided data
30%
Savings
We helped a national grocery chain deploy electronic ACH for in-store and mobile app payments, which generated significant savings for re-investment in customer loyalty programs.
Source: Carat and client-provided data
+10%
Increase in Average Order Value
We partnered with a menswear brand to offer split payments to their customers, helping them drive higher conversion rates, increase their average order value and grow sales.
Source: Carat and client-provided data
Tell Us Your Vision. We Can Build a Solution.
We will work with you to understand your business needs and show you how to best leverage our solutions to make your vision a reality.
Source: 1) Bread Research Report on Payment Preferences, 2019