Let your customers pay any way, any time
With Carat, you can offer your customers an option to pay their preferred way. Offering more payment options can:
- Increase customer satisfaction
- Improve conversion rates
- Lower cart abandonment rate
Provide access to the world’s most popular payment wallets. Easy to use, contactless checkout experiences.
Save on fees and reduce risk by allowing your customers to pay with their bank accounts. The demand for this fast, easy and low cost payment method is higher than ever.
Place your brand directly into the consumer’s wallet; Drive customer acquisition, retention, and loyalty.
Increase purchasing power and average order size. Your customers can now choose to pay over time either online or in-store.
Make payments safer and more interactive using touchless QR codes. From curbside pickup to scan & go and more.
Enable the millions of people who rely on government assistance programs to make digital purchases how, when and where they want.
Grow revenue in markets that matter to you
Tap into a network of secure, accessible local payment methods to help grow your business. We offer the top local payment methods in the markets that matter to your business.
Map is an illustrative example of the top payment methods in select countries,
not representative of all the local payment methods available through Carat.
Offer the most popular global digital wallets
Instantly checkout through a click, tap, wave or even the sound of your voice. Create better experiences by offering more choices.
Amazon Partnership
Amazon, ExxonMobil and Carat partnered to build and rollout voice-enabled payment options at 11,500+ Exxon and Mobil locations.
Google Partnership
Google and Carat partnered to build a custom pay at the pump experience, showcasing the power of omnichannel commerce capabilities to new and existing payment channels.
Add easy and secure Pay by Bank
With the popularity of digital wallets, customers are paying directly with their bank accounts at higher rates than ever before. We enable easy bank log-in and secure omnichannel experiences.
Save on fees
Reduce your processing cost per transaction and save costs, even if customer perks are added.
Reduce risk
Enjoy peace of mind as Pay by Bank can drive higher approval rates and eliminate chargebacks.
Drive loyalty
Use your cost savings to offer more perks to your customers, driving frequency and average ticket size.
Drive sales and conversion rates with Buy Now, Pay Later
Attract more customers and grow your business with Pay Later options through Carat.
Minimal tech lift. Multiple partner options. Easy to use.
Enable convenient, touchless payment experiences with QR codes
Remove the need to handle cash or cards through secure, convenient QR codes. Protect both your employees and customers across a range of experiences such as curbside pickup, scan & go, order ahead, and more.
Extend digital checkouts to all consumers
Millions of American households rely on government assistance programs to purchase food and everyday items. Contribute to the greater good by enabling Online EBT to increase their payment choice and convenience.
Delivering Commerce Results
- Pay by Bank
- Gift Solutions
- Buy Now, Pay Later
50%
Cost savings per transaction
We partnered with a petro convenience chain to deploy Pay by Bank and integrate loyalty perks for their customers. Their Pay by Bank users drove cost savings, with twice as many high frequency users and 30% higher average ticket.
Source: Carat and client-provided data
Tell Us Your Vision. We Can Build a Solution.
We will work with you to understand your business needs and show you how to best leverage our solutions to make your vision a reality.