Skip to Contact an Expert Skip to Main Content
carat
  • Level 1 menu, Item 1 of 4, Solutions
    Back
    Enable payments
    • Sub Menu Item 1 of 5, Omnichannel Commerce
    • Sub Menu Item 2 of 5, Payment Acceptance
    • Sub Menu Item 3 of 5, Payment Methods
    • Sub Menu Item 4 of 5, Global Currency
    • Sub Menu Item 5 of 5, Payouts
    Optimize commerce
    • Sub Menu Item 1 of 5, Payment Optimization
    • Sub Menu Item 2 of 5, Encryption & Tokenization
    • Sub Menu Item 3 of 5, Fraud Mitigation
    • Sub Menu Item 4 of 5, B2B Payments
    • Sub Menu Item 5 of 5, Reporting & Analytics
    How we can help
    • Sub Menu Item 1 of 5, Simplify omnichannel integration
    • Sub Menu Item 2 of 5, Optimize retail experiences
    • Sub Menu Item 3 of 5, Drive the digital grocery experience
    • Sub Menu Item 4 of 5, Transform stadium commerce
    • Sub Menu Item 5 of 5, Franchisors
    alt

    Omnichannel Action Plan for Global Digital Brands

    Learn More
  • Level 1 menu, Item 2 of 4, Resources
  • Level 1 menu, Item 3 of 4, Developers
  • Level 1 menu, Item 4 of 4, USA English
    Back
    North America
    • Sub Menu Item 1 of 1, United States (English)
    Europe, Middle East, Africa
    • Sub Menu Item 1 of 3, UK & Ireland (English)
    • Sub Menu Item 2 of 3, Germany, Austria & Switzerland (Deutsch)
    • Sub Menu Item 3 of 3, Poland (Polski)
    Latin America
    • Sub Menu Item 1 of 3, Argentina (Español)
    • Sub Menu Item 2 of 3, Brazil (Português)
    • Sub Menu Item 3 of 3, Mexico (Español)
    Asia Pacific
    • Sub Menu Item 1 of 1, Asia Pacific (English)
Contact Us
People Talking

Fraud Mitigation

Drive decision-making by identifying fraudulent networks and authenticate valid customers.

Contact Us
Fiserv Fraud Icon

Reduce Fraud Losses, Maximize Acceptance

Help capitalize on every potential sale, reduce chargebacks and increase revenue with a robust, integrated and intuitive fraud detection tool.

Reduce Fraud Loss Dashboard

High Performance Results*

icon_QSR
A QSR
74% reduction in chargebacks
icon_petrol
A Petrol Client
64% reduction in chargebacks
icon_retail
A Retail Client
72% reduction in chargebacks
icon_average
Average Fraud Rate
0.05%
 
  • Item 1 of 4 Fraud Solutions
  • Item 2 of 4 Create Fraud Models
  • Item 3 of 4 Fraud Trends
  • Item 4 of 4 Contact Us

Fraud Risk Mitigation Solution

Customer centricity and link analysis maximize valid sales by acting to increase transactions with viable customers while blocking individuals and networks that cause chargebacks.

Learn More
laptopDashboard

Fraud Detection

Use machine learning capabilities to allow you to help reduce fraud losses and maximize customer acceptance. Industry leading link analysis maps the entire customer universe to uncover fake accounts and fraud rings.

EMV 3D-Secure Authentication

Enriching the data provided allows the issuer to make a more informed decision and increase authentication rates. This increased security provides a better overall checkout experience with less friction. Most importantly, this shifts chargeback liability away from the merchant.

Smarter Fraud Detection Tools to Learn Your Unique Models

Beyond the benefits of global or industry standard data, our technology isolates and learns from your data. This approach not only provides unrivaled performance, you can learn from visibility into the breakdown data behind fraud scores and models.

Ingredients for a Successful Fraud Management Program

Comprehensive
Dashboard

Customer
Centricity

Merchant Specific
Models

Link Analysis

Machine Learning

Take a Proactive Approach to Safeguard Your Brand

$130B

Retailer loss in digital card-not-present fraud by 20231

$9.6B

Annual spend in fraud protection by online retailers by 20232

$71B

Forecasted retailer loss to card-not-present fraud by 20223

Tell Us Your Vision, We’ll Bring the Solution

We will work with you to understand your business needs and show you how to best leverage our solutions to make your vision a reality.

Contact Us

Ideas and Inspiration

people-connected-in-network

Security & Fraud

Outsmarting the Consumer Fraudster: Multiple Tactics Require Multiple Approaches

this link will open in new window.
Clover-Station-and-Mini

Security & Fraud

Fraud Prevention: While eCommerce Explodes, So Does Online Fraud

this link will open in new window.
Data protection

Security & Fraud

As Digital Accelerates, Retail Fraud Is in Close Pursuit

this link will open in new window.
Comprehensive fraud

Security & Fraud

Comprehensive Fraud Detection Solution: Fraud Detect Data Sheet

Fraud Detect Privacy Statement

Security & Fraud

Fraud Detect Privacy Statement

this link will open in new window.

*Results located above describe implementation metrics comparative to current and former providers.

Sources: 1: Juniper Research, Online Payment Fraud 2020 Research Report; 2: LexisNexis, Risk Solutions 2020 True Cost of Fraud Study; 3: Juniper Research, Press Release 2017; 4: Ad Source: Businesswire, Marqeta Fraud Research Report 2020

Explore Carat Solutions

  • Carat
  • Payment Optimization
  • Omnichannel Solutions
  • eCommerce Solutions
  • Security & Fraud
  • Payouts / Disbursements
  • Fiserv Facebook
  • Fiserv Twitter
  • Fiserv LinkedIn

© 2023 Fiserv, Inc. Fiserv is a registered trademark of Fiserv, Inc. All trademarks referenced here are the property of the respective owners. Merchant services provided by First Data Merchant Services LLC, a registered Independent Sales Organization of Wells Fargo Bank, N.A., Concord, CA; Deutsche Bank AG, New York, NY; PNC Bank N.A., Pittsburgh, PA; MVB Bank, Fairmont, WV; and Pathward, N.A., Sioux Falls, SD.

  • About Fiserv
  • Investors
  • Careers
  • Payments 101
  • Developers
  • Contact
  • Legal
  • Privacy Notice
  • Site Map

Site Selector