Deliver payouts through a modern, cloud-based platform
Carat makes it easy to pay customers how and when they want. With a single integration, instantly and securely disburse a wide range of popular payout options. Create positive customer experiences and keep customers coming back.
Help reduce payout fraud
We leverage our data-rich ecosystem, innovative fraud capabilities and industry expertise to analyse the digital footprint, behaviour, and payment patterns of users so you can better verify and pay legitimate recipients without disruption.
Payouts built for enterprise businesses
Carat has the size and scale to work with the world’s largest companies, the global reach to help securely deploy payouts that cross borders, and the expertise to create a best-in-class experience that’s right for your business.
Robust connectivity
Robust connectivity
Direct connections to payment networks that process high-volume in markets across the globe.
Single integration
Single integration
Rapid deployment with flexible API, batch file or portal-driven implementation options.
Operational efficiency
Operational efficiency
Standardised settlement, reconciliation and reporting reduces resource demand on staff.
Tell us your vision and we'll bring the solution
We will work with you to understand your business needs and show you how to best leverage our solutions to make your vision a reality.
Source: 1. Carat Insights Study, 2022, 2. Fiserv data; speed of delivery may vary based on payment type, 3. Fiserv and client-provided data; individual results may vary.