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payment-methods-index

Payment Methods

Enable frictionless consumer experiences via any way,
anywhere payments, selecting virtually any preferred payment
types.

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Pay any way, anywhere, with virtually any payment technology

Expanding your accepted payment methods helps drive revenue by lowering cart abandonment and increasing sales conversions. Design and create friction-free consumer experiences.

Reach and connect locally with customers in new markets, while lowering cross-border card processing fees.

Provide customers with a familiar purchasing experience in markets that matter to your business. Minimise complexity with single contract access, consolidated funding and integrated reporting.

 

  • We offer the top local payment methods in major countries and markets.
 
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Provide consumers easy access to the world’s most popular payment wallets. Reduce friction with contactless checkout, whether in-store, mobile, website or connected commerce.

 

  • Apple Pay, Amazon Pay, Google Pay, Samsung Pay, Venmo and PayPal
 
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Reach more customers and drive revenue with digital and physical gift cards across your channels or third-party partnerships.

 
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Make in-person and online payments more safe and interactive with touchless QR code payments. Explore the innovative experience and possibilities QR has to offer.

 

  • Enables curbside pickup, order ahead, scan & go, POS payments and more.
 
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Drive Global Commerce, Cost Benefits and Customer Loyalty

Increase Revenue

Expand Reach

Eliminate
Friction

Minimise Cost

Build Loyalty

Grow Revenue in Markets That Matter to You

With global capabilities and more secure payment methods worldwide, we deliver simple, accessible and relevant payment experiences in all major markets to help you expand your footprint and grow revenue.

Grow-revenue-in-markets

Map is an illustrative example of the top payment methods in select countries,
not representative of all the local payment methods available through Carat.

Expand Reach with Contactless Transactions

Allow customers to check out conveniently and instantly with contactless payments: click, tap, wave or sound of their voice. We support the top payment wallets globally.

Touchless-transactions

Global Case Study: Amazon Partnership

Amazon, ExxonMobil and Carat joined to enable voice-enabled commerce experiences at more than 11,500 Exxon and Mobil locations.

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Global Case Study: Google Partnership

Businesses can extend their omnichannel commerce capabilities to new and existing payment channels, including Google Pay. 

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Attract Customers and Influence Loyalty

Engage new customers, introduce products and services, and turn browsing into buying. Offering and accepting gift cards encourages customer loyalty and adds value to your business.

Global Experience
Global Experience

Make it easy for your customers to use or share their gift cards wherever they are.

Omnichannel Acceptance
Omnichannel Acceptance

Sell and accept digital and physical cards in-store, online or in-app across the globe.

Auto-Replenishment
Auto-Replenishment

Automatically replenish digital gift card inventory so you never "run out".

Brand Recognition
Brand Recognition

Incorporate gift cards into your marketing campaigns to acquire, convert, and retain customers.

Create Convenient and Touchless Payment Experiences

Make in-store payments touchless, more secure and convenient with QR codes - no need to handle cash or cards. Help protect your employees and customers during scan & go, click and collect, order ahead, POS payments and more.

QR Scan View
QR-scan-view
Payment Approval View
Payment Approval View
Payment Confirmed View
Payment Confirmed View

Delivering Commerce Results

  • Local Payment Methods Success
  • Pay By Bank Account Success
  • Buy Now, Pay Later Success
 

Up to 18%

Revenue Growth


We helped an online retailer implement a single, non-native LPM to reach global consumers, which generated sustained topline growth for their websites.

 

Source: Carat and client-provided data

 

30%

Savings


We helped a national grocery chain deploy electronic ACH for in-store and  mobile app payments, which generated significant savings for re-investment in customer loyalty programs.

 

Source: Carat and client-provided data

 

+10%

Increase in Average Order Value


We partnered with a menswear brand to offer split payments to their customers, helping them drive higher conversion rates, increase their average order value and grow sales.

 

Source: Carat and client-provided data

Tell Us Your Vision. We Can Build a Solution.

We will work with you to understand your business needs and show you how to best leverage our solutions to make your vision a reality.

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Source: 1) Bread Research Report on Payment Preferences, 2019

Explore Carat Solutions

  • Omnichannel Commerce
  • Global Currency
  • Payment Methods
  • Payment Acceptance
  • Payment Optimisation
  • Encryption & Tokenization
  • Fraud Mitigation
  • Reporting & Analytics
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© 2023 Fiserv, Inc. or its affiliates. All rights reserved. Fiserv and Carat are trading names, trademarks, registered trademarks, service marks or registered service marks of Fiserv, Inc. or its affiliates. All trademarks referenced here are the property of the respective owners. First Data Merchant Services LLC is a registered ISO of Wells Fargo Bank, N.A, Concord, CA; Deutsche Bank G, New York, NY; BBVA USA, Birmingham, AL; MVB Bank, Fairmont, WV; and Pathward, N.A, Sioux Falls, SD. Outside of the US, Carat may be provided by Fiserv affiliates and/or financial service providers in the applicable region. Carat solution availability and functionality may vary by region. Contact us for further information.

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