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Encryption & Tokenisation

Help secure your business and customers with multiple layers of end-to-end protection.

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Face data security threats

Confident customers are more likely to repeat business. Help secure customer payment data with a multi-layered data protection strategy that includes encryption and omnichannel tokenisation.

Help prevent data breach losses
40% of lost business is associated with a data breach 1
Block criminals from targeting card data
20% of merchants failed to protect data in transit 2
Save time and costs with the help of simplified PCI compliance
90% reduction in compliance scope with P2PE 3
Build customer confidence.
87% of customers will not buy from a company if they have concerns about security practices. 4
Deploy omnichannel tokenisation.
35% of merchants failed on protecting stored cardholder data 2
Minimize data loss risk.
A breach can cost an average of £5.8M due to data loss. 5

Comprehensive data protection

Optimise payment security by using encryption and tokenisation across omnichannel environments.

 

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encryption

Encryption

Uninterrupted protection as payment data moves across channels, networks, and partner environments.

tokenization

Tokenization

Replace sensitive payment data with omnichannel tokens which can be used across your environment.

Safeguard your business and customers

Help reduce operational costs and stay ahead of regulatory and compliance mandates with the latest industry solutions. You can protect your revenue by removing sensitive customer data from your environment while also reducing PCI compliance scope.

Multi-layered Approach

Help protect data in transit and at rest with encryption and tokenisation.

Omnichannel Tokenisation

Leverage tokenisation seamlessly across your environments.

PCI Compliance Support

Minimise the burden of remaining compliant with data privacy rules and regulations.

Leverage omnichannel tokens

Better engage with your customer, without storing sensitive data. Every customer has a unique token follows them across your diverse sales channels allowing you to better understand their behavior and drive more effective marketing and loyalty programs.

 

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Reduce PCI scope with a PCI validated P2PE solution

Reduce your compliance scope by up to 90% so you can focus on growing your business.3 Our PCI Validated Point-to-Point Encryption (P2PE) solution delivers better security and significantly increases PCI compliance.

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Significant Scope Reduction

Leverage our multi layered security solution to fulfill most of your PCI requirements, so you can focus on your customers.

 

Requirement Responsibilities

P2PE reduces your compliance responsibilities to only three requirements. This includes protecting stored paper cardholder data, restricting physical access to cardholder data, and maintaining an information security policy.

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Our sales team is available to answer any of your questions at a time that works best for you.
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Ideas and inspiration

Reduce PCI Scope with Omnichannel Tokens

Security & Fraud

Reduce PCI Scope with Omnichannel Tokens

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Understanding The Impact of PSD2

Security & Fraud

Understanding the Impact of PSD2

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What is PCI Compliance

Security & Fraud

What is PCI Compliance?

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Sources: 1) CSO, 2) Aite Group, 3) Internal Data, 4) McKinsey, 5) Ponemon Institute

Explore Carat Solutions

  • Omnichannel Commerce
  • Global Currency
  • Payment Methods
  • Payment Acceptance
  • Payment Optimisation
  • Encryption & Tokenization
  • Fraud Mitigation
  • Reporting & Analytics
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© 2023 Fiserv, Inc. or its affiliates. All rights reserved. Fiserv and Carat are trading names, trademarks, registered trademarks, service marks or registered service marks of Fiserv, Inc. or its affiliates. All trademarks referenced here are the property of the respective owners. First Data Merchant Services LLC is a registered ISO of Wells Fargo Bank, N.A, Concord, CA; Deutsche Bank G, New York, NY; BBVA USA, Birmingham, AL; MVB Bank, Fairmont, WV; and Pathward, N.A, Sioux Falls, SD. Outside of the US, Carat may be provided by Fiserv affiliates and/or financial service providers in the applicable region. Carat solution availability and functionality may vary by region. Contact us for further information.

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