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    • Sub Menu Item 1 of 3, Omnichannel Commerce
    • Sub Menu Item 2 of 3, Payment Methods
    • Sub Menu Item 3 of 3, Global Currency
    • Sub Menu Item 1 of 3, Payment Acceptance
    • Sub Menu Item 2 of 3, Payment Optimisation
    • Sub Menu Item 3 of 3, Encryption & Tokenization
    • Sub Menu Item 1 of 2, Fraud Mitigation
    • Sub Menu Item 2 of 2, Reporting & Analytics
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    • Sub Menu Item 1 of 3, UK & Ireland (English)
    • Sub Menu Item 2 of 3, Germany, Austria & Switzerland (Deutsch)
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Contact Us
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Payment Acceptance

Simplify the way you do business. Accept payments any way, anywhere, securely at global scale.

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Omnichannel made easy

Remove checkout friction and better engage with your customers no matter where their shopping journey begins or ends. Allow your customers to pay the way they want while enjoying the best rates and fewer fees.

 
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Online

Online

Connect with global customers.

 
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Mobile

Mobile

Create engaging customer experiences.

 
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In-Store

In-Store

Leverage pre-integrated POS devices.

Scale to accept payments globally

50+

Accept payments across 50+ countries.1

150+

Accept 150+ global authorisation currencies.1

20B+

20B+ digital transactions processed yearly.1

Access integrated payment methods and security solutions

Start accepting regionally relevant payments quickly with a platform trusted by 7 of the top 10 largest global brands. Help ensure a seamless omnichannel customer experience while optimising performance.

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Payment Methods

Reduce friction at checkout and increase sales conversions by offering familiar, locally popular purchasing experiences.

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Encryption & Tokenisation

Help protect your customers’ data and reduce your compliance scope with multi-layered, end-to-end security solutions.

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Maximise revenue opportunities with currency solutions

Offer international customers an in-country shopping experience. By allowing them to shop and pay in their own currency, you can increase sales conversions and stickiness online and in-store.

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Simplify omnichannel processing, globally

Our global and local expertise and scalable technology allows us to absorb payment complexities, making it simpler for our clients to do business. With Carat, you don’t need to manage a long list of acquirers or partners.

 

Retail

We helped a global retailer accept omnichannel payments across 15 countries for more local payment methods and better approval rates. 1

retail-omnichannel-processing
Restaurant Franchise

We helped enable more secure digital ordering across 1,400+ franchise locations in less than three months while also reducing PCI compliance scope by 90%. 1

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Money Transfer Service

We helped our clients’ customers use their locally preferred payment methods to fund cross-border money transfers across 35 countries. 1

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Our sales team is available to answer any of your questions at a time that works best for you.
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Ideas and Inspiration

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Payment Acceptance

Drive Commerce Beyond the Buy Button

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Payment Acceptance

What is Omnichannel Commerce?

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Payment Acceptance

Multi-pay Token Whitepaper

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Source: 1) internal and client data

Explore Carat Solutions

  • Omnichannel Commerce
  • Global Currency
  • Payment Methods
  • Payment Acceptance
  • Payment Optimisation
  • Encryption & Tokenization
  • Fraud Mitigation
  • Reporting & Analytics
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© 2023 Fiserv, Inc. or its affiliates. All rights reserved. Fiserv and Carat are trading names, trademarks, registered trademarks, service marks or registered service marks of Fiserv, Inc. or its affiliates. All trademarks referenced here are the property of the respective owners. First Data Merchant Services LLC is a registered ISO of Wells Fargo Bank, N.A, Concord, CA; Deutsche Bank G, New York, NY; BBVA USA, Birmingham, AL; MVB Bank, Fairmont, WV; and Pathward, N.A, Sioux Falls, SD. Outside of the US, Carat may be provided by Fiserv affiliates and/or financial service providers in the applicable region. Carat solution availability and functionality may vary by region. Contact us for further information.

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