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Payment Methods

Enable frictionless consumer experiences via any way,
anywhere payments, selecting virtually any preferred payment
types.

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Pay any way, anywhere, with virtually any payment technology

Expanding your accepted payment methods beyond global card schemes to accept local payments in each of your markets helps drive revenue by lowering cart abandonment and increasing sales conversions. Design and create friction-free consumer experiences.

Reach and connect locally with customers in new markets, while lowering cross-border card processing fees.

Provide customers with a familiar purchasing experience in markets that matter to your business. Minimize complexity with single contract access, consolidated funding and integrated reporting.

  • We offer the top local payment methods in major countries and markets.
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Reach more customers and drive revenue with digital and physical gift cards across your channels or third-party partnerships.

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Digital bank transfer payments are low-cost, real-time authorized payments without chargeback liability.

Drive conversion, increase basket size, and grow your online and in-store sales by offering your consumers different options to pay over time.

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Make in-person and online payments more safe and interactive with touchless QR code payments. Explore the innovative experience and possibilities QR has to offer.

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Pay any way, anywhere, with virtually any payment technology

Expanding your accepted payment methods helps drive revenue by lowering cart abandonment and increasing sales conversions. Design and create friction-free consumer experiences.

Reach and connect locally with customers in new markets, while lowering cross-border card processing fees.

Provide customers with a familiar purchasing experience in markets that matter to your business. Minimise complexity with single contract access, consolidated funding and integrated reporting.

 

  • We offer the top local payment methods in major countries and markets.
 

Provide consumers easy access to the world’s most popular payment wallets. Reduce friction with contactless checkout, whether in-store, mobile, website or connected commerce.

 

  • Apple Pay, Amazon Pay, Google Pay, Samsung Pay, Venmo and PayPal
 

Reach more customers and drive revenue with digital and physical gift cards across your channels or third-party partnerships.

 

Digitally and seamlessly connect consumers to bank account payments. Digital, in-app ACH is low-cost, real-time authorized payment without chargeback liability.

 

  • Access Options: Loyalty card, in-app, mobile browser and more.
 

Drive conversion, increase basket size, and grow your online and in-store sales by offering your consumers different options to pay over time.

 

Make in-person and online payments more safe and interactive with touchless QR code payments. Explore the innovative experience and possibilities QR has to offer.

 

  • Enables curbside pickup, order ahead, scan & go, POS payments and more.
 

Drive Global Commerce, Cost Benefits and Customer Loyalty

Increase Revenue

Expand Reach

Eliminate
Friction

Minimize Cost

Build Loyalty

Grow Revenue in Markets That Matter to You

With global capabilities and more secure payment methods worldwide, we deliver simple, accessible and relevant payment experiences in all major markets to help you expand your footprint and grow revenue.

Grow-revenue-in-markets

Map is an illustrative example of the top payment methods in select countries,
not representative of all the local payment methods available through Carat.

Expand Reach with Contactless Transactions

Allow customers to check out conveniently and instantly with contactless payments: click, tap, wave or sound of their voice. We support the top payment wallets globally.

Amazon Partnership

Amazon, ExxonMobil and Carat joined to enable voice-enabled commerce experiences at more than 11,500 Exxon and Mobil locations.

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Google Partnership

Businesses can extend their omnichannel commerce capabilities to new and existing payment channels, including Google Pay. 

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Attract Customers and Influence Loyalty

Engage new customers, introduce products and services, and turn browsing into buying. Offering and accepting gift cards encourages customer loyalty and adds value to your business.

Global Experience
Global Experience

Make it easy for your customers to use or share their gift cards wherever they are.

Omnichannel Acceptance
Omnichannel Acceptance

Sell and accept digital and physical cards in-store, online or in-app across the globe.

Auto-Replenishment
Auto-Replenishment

Automatically replenish digital gift card inventory so you never "run out".

Brand Recognition
Brand Recognition

Incorporate gift cards into your marketing campaigns to acquire, convert, and retain customers.

Drive Sales and Conversion Rates with Buy Now, Pay Later

Given 72% of consumers cite 1 “too expensive” as the primary reason for cart abandonment, offering consumers flexible ways to pay over time can supercharge online and in-store sales and create a better shopping experience.

Split Payments

Enable consumers to pay in four equal, interest-free payments over six weeks while you are paid in-full up front.

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Installment Loans

Enable consumers to pay in convenient monthly installments over 3-60 months while you are paid in-full up front.

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Delivering Commerce Results

 

Up to 18%

Revenue Growth

We helped an online retailer implement a single, non-native LPM to reach global consumers, which generated sustained topline growth for their websites.

 

Source: Carat and client-provided data

Tell Us Your Vision. We Can Build a Solution.

We will work with you to understand your business needs and show you how to best leverage our solutions to make your vision a reality.

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Source: Bread Research Report on Payment Preferences, 2019